![]() Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. I can usually anticipate getting one of Mint's emails right when I'm about to splurge on something in a store or just sitting down at a fancy restaurant.Īt that point, it's probably too late for me to "look into that." But at least I'm thinking about it. So does Mint's judgey attitude achieve its intended goal? "But when you're already slightly over who cares? That's when you just turn off notifications," she said. She'd prefer to see Mint warn users when they're about to blow past their budget or reward users when they follow their budget. Goldschmidt compared the service to diet tracking apps, in that you use them when they make you feel good about your choices, but stop tracking when you "have a bad day and eat a gallon of ice cream." "I think to a certain extent it's helpful, but after you slip up a few times it makes you just give up on tracking," she said. Rachel Goldschmidt, 25, said she felt particularly judged when Mint would alert her on spending related to the "alcohol and bars" category. ![]() Related: Millennials are better at saving than the rest of usįor some users, however, the shaming can be a bit much. Though Mint is one of the oldest players in the game, there are many other choices when it comes to budgeting software: Dave Ramsey's EveryDollar, Personal Capital and You Need a Budget are some other budgeting tools out there. "A little humor goes a long way, especially when we're sharing important, and sometimes technical, financial guidance."ĭespite its snarkiness, Mint ranks at the top of many personal finance app lists and is rated highly in the iOS App Store. "We view our alerts as a way to make sure our users are paying attention and keeping track of their finances," said Kimmie Greene, consumer money expert and head of communications at Mint. I asked Mint how the company decides what tone to use when reminding users to watch their spending. Went to big Bear for the weekend and I already know is going to yell at me about how much I spent □- □□ October 24, 2017
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